Investment Fund

Share Class

Summary

Internal Prompt
Focuses on growth potential with income. Seeks to help investors build assets over time through exposure to a variety of stock investments as well as income from dividend-paying companies and fixed-income securities.
Price at NAV $21.84 as of 10/22/2025 (updated daily)
Fund Assets (millions) $21,429.0
Portfolio Solutions Committee Members
7
Expense Ratio
(Gross/Net %)
0.66 / 0.66%
Prospectus

Asset Mix

U.S. Equities57.8%
Non-U.S. Equities20.0%
U.S. Bonds15.6%
Non-U.S. Bonds2.4%
Cash & Equivalents
4.2%
As of 9/30/2025 (updated monthly)

Fund Statistics

5.8 years
Effective Duration
4.8%
Average Yield
to Worst
4.8%
Average Coupon
% of net assets as of 9/30/2025 (updated monthly)

Growth of 10K

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For Class A Shares, this chart tracks a hypothetical investment with dividends reinvested, over the last 20 years, or since inception date if the fund has been in existence under 20 years, through 12/31/2024.
GAIOX
S&P 500 Index
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High & Low Prices

Internal Prompt

Returns at NAV

Returns with Sales Charge

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7.82%
1-year return
10.01%
5-year return
9.95%
10-year return
1.41%
30-Day SEC Yield
Returns as of 9/30/25 (updated monthly). Yield as of 9/30/25 (updated monthly).

Description

Fund Objective
The fund's investment objective is to provide long-term growth of capital while providing current income.
Distinguishing Characteristics
Pursues its investment objectives by investing in a mix of American Funds in different combinations and weightings.
Types of Investments
The underlying American Funds may represent a variety of fund categories such as growth funds, growth-and-income funds, equity-income funds, balanced funds and bond funds.

Fund Facts

Fund Inception 5/18/2012
Fund Assets (millions)
As of 9/30/2025
 $21,429.0
Companies/Issuers
Holdings are as of 9/30/2025 (updated monthly).
 3192+
Shareholder Accounts
Shareholder accounts are as of 9/30/2025
 290,193
Regular Dividends Paid
Mar, Jun, Sep, Dec
Minimum Initial Investment $250
Capital Gains Paid
Dec
Portfolio Turnover (2024) 10%
Fiscal Year-End Oct
Prospectus Date 01/01/2025
CUSIP 02630R 20 3
Fund Number 51

Returns

Internal Prompt

Month-End Returns as of 9/30/25

Returns at NAV
| With Sales Charge
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GAIOX
S&P 500 Index
ANNUAL RETURNS CHART

Quarter-End Returns as of 9/30/25

Internal Prompt

Volatility & Return

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Equities

For Class A Shares, this chart tracks the 10-year standard deviation
and 10-year annualized return of the equity funds
GAIOX
S&P 500 Index
Other AF Funds
Standard Deviation as of 09/30/2025 (updated monthly) . Annualized return as of 09/30/2025 (updated monthly) .
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Internal Prompt

Yield

12-month
Distribution Rates
30-day SEC Yield
Fund at NAV 1.60% N/A
Fund at MOP 1.51% 1.41%
As of 9/30/2025 (updated monthly)

Valuation

Price/ Price/ Price/
Book
Cash Flow
Earnings
Fund 3.53 13.88 19.65
S&P 500 Index
4.60 15.30 22.90
Fund as of 9/30/25. Index as of 9/30/25.

Portfolio Solutions Committee

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Brittain Ezzes 1 3 27
Samir Mathur 5 12 32
Damien McCann 13 25
Wesley Phoa 12 26 32
John Queen 5 23 35
Andrew Suzman 12 31
Michelle Black 5 23 30
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar Rating TM


Overall Morningstar RatingTM
Funds rated(128)
3-yr. Morningstar RatingTM
(128 funds rated)
5-yr. Morningstar RatingTM
(119 funds rated)
10-yr. Morningstar RatingTM
(103 funds rated)
Overall Morningstar Risk Below Average
HIGH
LOW
Category
Moderately Aggressive Allocation
ADVANTAGES AND DISADVANTAGES OF MORNINGSTAR RATINGS
Ratings are based on risk-adjusted returns as of 9/30/2025 (updated monthly).

Risk Measures

Fund
Standard Deviation
11.92
Sharpe Ratio
0.73
For the 10 Years ending 9/30/25 (updated monthly).
American Funds
Benchmark
Morningstar
Benchmark
S&P 500 Index
Morningstar Mod Tgt Risk TR USD
R-squared
94 96
Beta
0.76 1.17
Capture Ratio (Downside/Upside)
80/75 115/123
American Funds Benchmark for the 10 Years ending 8/31/25 (updated monthly).
Morningstar Benchmark for the 10 Years ending 9/30/25 (updated monthly).
U.S. Treasuries/Agencies
3.4%
AAA/Aaa
1.2%
AA/Aa
4.7%
A
2.5%
BBB/Baa
3.0%
BB/Ba
1.6%
B
0.8%
CCC & Below
0.2%
Unrated
0.6%
Cash & equivalents
4.3%
% of net assets as of 9/30/2025 (updated monthly)

Average Life Breakdown

0-4.9 Years
9.2%
5-9.9 Years
6.1%
10-19.9 Years
1.1%
20-29.9 Years
1.5%
30+ Years
0.1%
% of net assets as of 9/30/2025 (updated monthly)

Holdings

Equities Breakdown

Sectors | Top Industries
Equity Fund Holdings
 Information technology 19.3%
Industrials 11.8%
Financials 11.3%
Consumer discretionary 7.8%
Health care 7.8%
Communication services 6.6%
Consumer staples 4.7%
Materials 2.8%
Energy 2.5%
Utilities 2.1%
Real estate 1.1%

% of net assets as of 9/30/2025 (updated monthly)

Bonds Breakdown

Geographic Breakdown

Regions
United States
73.4%
Europe
11.6%
Asia & Pacific Basin
6.7%
Other (Including Canada & Latin America)
4.1%
Cash & equivalents
4.2%
% of net assets as of 9/30/2025 (updated monthly)

Prices & Distributions

Internal Prompt

Historical Prices Month-End

2025

Historical Prices Year-End

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Historical Distributions as of 10/22/25

FIND HISTORICAL DISTRIBUTIONS
2025
Record
Date		 Calculated
Date		 Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
03/26/25 03/26/25 03/27/25 $0.0577 $0.00 $0.00 $0.00 $19.14
06/25/25 06/25/25 06/26/25 $0.0818 $0.00 $0.00 $0.00 $20.40
09/25/25 09/25/25 09/26/25 $0.0655 $0.00 $0.00 $0.00 $21.55
2025 Year-to-Date: Dividends Subtotal: $0.205 Cap Gains Subtotal: $0.00
Total Distributions: $0.205

Fees & Expenses

Internal Prompt

Fees

Annual Management Fees 0.00%
Other Expenses 0.07%
Acquired (Underlying) Fund Fees and Expenses 0.33%
Service 12b-1 0.26%
As of each fund's most recent prospectus.
Internal Prompt

Expense Ratio

GAIOX 0.66%
Lipper Mixed-Asset Target Allocation Growth Funds Average
1.00%
Fund as of most recent prospectus. Lipper Category as of 9/30/25 (updated quarterly).