Privacy policy

Capital Group considers privacy to be of fundamental importance and has established a policy to maintain the security of the personal information you share with us.

For additional information, including employment and contractor related privacy practices, please refer to our frequently asked questions.

For more information regarding your rights to opt out of certain sharing of your information and your rights under applicable state law, please refer to our Notice of consumer privacy rights.

Our privacy policy reflects our commitment to maintaining the privacy of your personal information.

To comply with federal regulations, information we receive from you will be used to verify your identity.

We may collect and retain certain nonpublic personal information about you, including:

  • Information we receive from you or your financial intermediary, such as your name, address, date of birth and taxpayer identification number;
  • Information from third-party data services (for example, to update your address when you have moved, obtain or verify your email address, obtain additional information to verify you and demographic information to better understand your investment and service needs);
  • Information, such as account balance and transaction activity, about your investment transactions (including, to the extent necessary for our servicing of your account(s) with us or your investments with third parties);
  • Information collected from you online, including personal information you submit on our forms and personal information collected automatically from cookies and beacons like IP address and your interactions on our websites (for example, when you use our websites, including our website for financial professionals, we and our service providers on our behalf monitor and record your interactions with our website, including pages visited, time spent on different pages and links clicked, to personalize and provide you with relevant content); and
  • If Capital Group Retirement Plan Services provides retirement plan recordkeeping services to your employer or plan sponsor, we may collect information about you, such as payroll information, from you, your employer or plan sponsor.

We will collect only the information we need to effectively conduct our business, provide you better products and services and to ensure we offer you the products and services that suit your business and investment needs. This includes using information to verify your identity when you contact us.

We may also use your personal information for internal business purposes, which include: 

  • To provide the information, products or services requested by the individual or as reasonably expected given the context in which the personal information was collected (such as providing customer service, personalization and preference management, providing product updates and dispute resolution);
  • For identity and credential management, including identity verification and authentication and system and technology administration;
  • To protect the security and integrity of systems, networks, applications and data, including detecting, analyzing and resolving security threats, and collaborating with cybersecurity centers, consortia and law enforcement about imminent threats;
  • For fraud detection and prevention;
  • For legal and regulatory compliance, including all uses and disclosures of personal information that are required by law or as reasonably needed for compliance with company policies and procedures, such as anti-money-laundering programs, security and incident response programs, intellectual property protection programs, and corporate ethics and compliance programs;
  • For corporate audit, analysis and reporting;
  • To manage and enforce our contracts and to protect against injury, theft, legal liability, fraud or abuse and to protect people or property, including physical security programs;
  • To de-identify the data or create aggregated datasets, such as for consolidating reporting, research or analytics; and
  • For business continuity and disaster recovery purposes, including data backups.
     

We or our service providers may use artificial intelligence (“AI”) in connection with our use of your personal information for the purposes described above.

We occasionally disclose nonpublic personal information about you to affiliates and nonaffiliates as permitted by law. Some instances in which we share information include:

  • Disclosing information to a third party to process account transactions that you request or authorize;
  • Sharing information with companies related to us, to make you aware of new funds or other services that we offer;
  • Disclosing your name and address to companies for the limited purpose of mailing account-related materials such as shareholder reports to you;
  • Sharing information with companies that provide services essential to the day-to-day running of our business, such as assisting with financial professional meetings and materials;
  • Disclosing information in connection with legal proceedings such as responding to a subpoena; and
  • Retirement plans — If you are enrolled in a retirement plan offered by a plan sponsor (your employer or former employer), your personal information may be shared with the plan's third-party administrators, advisors and other service providers as authorized or directed by the plan sponsor.
     

When we share personally identifiable financial information with third parties other than at the direction of a retirement plan sponsor, they are not permitted to use the information for any purpose other than to assist our servicing of your account(s), including helping us improve the services we offer, or as permitted by law. Information shared at the direction of the plan sponsor is subject to the terms of the recipient's privacy policy. 

We may share your personal information with other Capital Group affiliates, located outside of the United States, including in Canada, the European Union, Switzerland and the United Kingdom, to perform data storage and processing for the business purposes set forth in this privacy statement. In such cases, the information is subject to the laws of the United States and the laws of the affiliate’s place of business. In all cases, we require that appropriate controls and protections are in place to protect your personal information.

We may, from time to time, disclose personal information to service providers located outside the United States that provide account-related services to us. Such service providers are bound by contractual obligations and the privacy laws of the jurisdiction in which the service provider is located.

If you close your account(s) or if we lose contact with you, we may continue to share information in accordance with our current privacy policy and practices.

We restrict access to your nonpublic personal information to authorized persons. We maintain physical, electronic and procedural safeguards that comply with federal standards to protect your nonpublic personal information from unauthorized access.

The American Funds and Capital Group affiliates’ websites are proprietary. While we strive to protect all information we receive when you log on to the websites, we cannot guarantee the security of any information you transmit to us online, and you do so at your own risk. By entering the password-protected areas of our websites, you consent to our contacting you to discuss our products and services. We do not look for web browser “do not track” requests.

We may use data collected to customize advertisements to you on other sites as you browse the web. We may supplement the information we collect with nonpersonal information from other sources in order to enhance advertisements. We partner with other companies to improve your overall web browsing experience. They use cookies and other mechanisms to connect you with your social networks and tailor advertising to better match your interests. We participate in the industry Self-Regulatory Program for Online Behavioral Advertising managed by the Digital Advertising Alliance (DAA). As part of this service, our website and any online advertisements from us are generally delivered with icons that help consumers understand how data about them is being used, providing choices for consumers who want more control and an ability to opt out of such behavioral (targeted) advertising. Please click on the Ad Choices icon or the icon in any targeted advertisements to opt out if you do not want your browsing behavior used for online behavioral advertising purposes.

At Capital Group, we are committed to the protection of the information we collect about you. Our security program and infrastructure include a team of information security and risk management professionals to help monitor and protect your personal information. We use a variety of controls to detect and prevent unauthorized access to our network and sensitive information within our network. Our information security response program includes appropriate notifications when warranted.

As part of our information security program, we:

  • Regularly refine and update security features. We review industry security standards and perform system testing to ensure we’re using up-to-date techniques and technologies.
  • Actively monitor threats. We communicate with financial industry security groups and government agencies to monitor the threat landscape.
  • Educate associates. Our associates receive ongoing security training, such as how to handle sensitive data.

In addition, our websites for customers, investors and brokers have industry standard safeguards in place to detect and prevent unauthorized access attempts.

This privacy policy applies to investment and shareholder services offered by:

  • Capital Client Group, Inc.
  • American Funds Service Company®
  • Capital Research and Management Company
  • Capital Bank and Trust Company
  • Capital International, Inc.
  • Capital Group Private Client Services, Inc.
  • Capital Group Retirement Plan Services
     

and the American Funds and Capital Group mutual funds (including exchange-traded funds [ETFs]) with “American Funds” or “Capital” in their name, and includes the funds listed below:

  • AMCAP Fund®
  • American Balanced Fund®
  • American High-Income Municipal Bond Fund®
  • American High-Income Trust®
  • American Mutual Fund®
  • The Bond Fund of America®
  • Emerging Markets Equities Fund
  • EUPAC Fund™
  • Fundamental Investors®
  • The Growth Fund of America®
  • The Income Fund of America®
  • Intermediate Bond Fund of America®
  • International Growth and Income Fund
  • The Investment Company of America®
  • Limited Term Tax-Exempt Bond Fund of America®
  • The New Economy Fund®
  • New Perspective Fund®
  • New World Fund®
  • Short-Term Bond Fund of America®
  • SMALLCAP World Fund®
  • The Tax-Exempt Bond Fund of America®
  • The Tax-Exempt Fund of California®
  • U.S. Government Securities Fund®
  • Washington Mutual Investors Fund
     
 

This policy is effective August 29, 2025. If there are changes to the terms of our privacy policy, documents containing the policy and relevant information on this website will be updated.

For more information

For information about your account or our services, please contact your financial intermediary. American Funds investors may also review and correct any personal information by logging in to your account and visiting the profile or preference page or by contacting us for assistance.

For retirement plans, employers and plan sponsors may contact American Funds for assistance:

  • If your plan ID begins with BRK or IRK, please call (800) 421-4120.
  • If your plan ID begins with 1, 2 or CEBS, please call (800) 421-4225.

Capital Group Private Client Services clients may direct any questions to (866) 421-2166 or go to capitalgroup.com/pcs.

All others should contact their financial intermediary.

Social media

Please see our terms of service for:

X, formerly known as Twitter
Instagram
Facebook
LinkedIn

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
Capital Client Group, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.