Investment Fund

Summary

Internal Prompt
Price at NAV $14.44 as of 10/24/2025 (updated daily)
Fund Assets (millions) $4,827.5
Target Date Solutions Committee Members
8
Expense Ratio
(Gross/Net %)
0.70 / 0.70%
Quarterly Fund Fact Sheet (PDF)
Prospectus

Asset Mix

U.S. Equities24.6%
Non-U.S. Equities6.2%
U.S. Bonds57.8%
Non-U.S. Bonds5.4%
Cash & Equivalents
6.0%
As of 9/30/2025 (updated monthly)

Fund Statistics

5.2 years
Effective Duration
4.7%
Average Yield
to Worst
4.8%
Average Coupon
% of net assets as of 9/30/2025 (updated monthly)
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Volatility & Return

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For Class 529-A Shares, this chart tracks the 10-year standard deviation
and 10-year annualized return of the equity funds
CTHAX
S&P 500 Index
Other AF Funds
Standard Deviation as of 09/30/2025 (updated monthly) . Annualized return as of 09/30/2025 (updated monthly) .
VIEW LARGER CHART
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Returns at NAV

Returns at MOP

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3.72%
1-year return
5.14%
5-year return
6.61%
10-year return
3.17%
30-Day SEC Yield
Returns as of 9/30/25 (updated monthly). Yield as of 9/30/25 (updated monthly).

Description

Objective
Depending on the proximity to its target date, the fund will seek to achieve the following objectives to varying degrees: growth, income and preservation of capital. The target date is meant to roughly correspond to the year in which the fund beneficiary will start to withdraw funds to meet higher education expenses. The fund will increasingly emphasize income and preservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. In this way, the fund seeks to achieve an appropriate balance of total return and stability during different time periods.

Fund Facts

Fund Inception 9/14/2012
Fund Assets (millions)
As of 9/30/2025
 $4,827.5
Shareholder Accounts
Shareholder accounts are as of 9/30/2025
 127,315
Regular Dividends Paid
Dec
Minimum Initial Investment $250
Capital Gains Paid
Dec
Portfolio Turnover (2024) 10%
Fiscal Year-End Oct
Prospectus Date 01/01/2025
CUSIP 02629M 10 8
Fund Number 1094

Returns

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Month-End Returns as of 9/30/25

Returns at NAV
| at MOP
Read important investment disclosures
CTHAX
S&P 500 Index
ANNUAL RETURNS CHART

Quarter-End Returns as of 9/30/25

Growth of 10K

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For Class 529-A Shares, this chart tracks a hypothetical investment with dividends reinvested, over the last 20 years, or since inception date if the fund has been in existence under 20 years, through 12/31/2024.
CTHAX
S&P 500 Index
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High & Low Prices

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Yield

12-month
Distribution Rates
30-day SEC Yield
Fund at NAV 2.97% N/A
Fund at MOP 2.87% 3.17%
As of 9/30/2025 (updated monthly)

Valuation

Price/ Price/ Price/
Book
Cash Flow
Earnings
Fund 3.21 13.02 18.13
S&P 500 Index
4.60 15.30 22.90
Fund as of 9/30/25. Index as of 9/30/25.

Target Date Solutions Committee

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
David Hoag 5 33 37
Samir Mathur 5 12 32
Raj Paramaguru 1 12 20
Wesley Phoa 12 26 32
Will Robbins 1 30 33
Jessica Spaly 2 21 26
Shannon Ward 4 8 32
Michelle Black 5 23 30
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Lipper Leader Scorecard

Over-all 3 yr. 5 yr. 10 yr.
Consistent Return Within Category
Funds Rated
(177)
(177)
(160)
(107)
Expense Within Category
Funds Rated
(27)
(27)
(24)
(19)
Preservation Within Category
Funds Rated
(4124)
(4124)
(3805)
(2678)
Tax Efficiency Within Category
Funds Rated
(177)
(177)
(160)
(107)
Total Return Within Category
Funds Rated
(177)
(177)
(160)
(107)
Category Mixed-Asset Target 2030 Funds
KEY
HIGHEST LOWEST
As of 9/30/2025 (updated monthly)

Risk Measures

Fund
Standard Deviation
8.02
Sharpe Ratio
0.61
For the 10 Years ending 9/30/25 (updated monthly).
American Funds
Benchmark
Morningstar
Benchmark
S&P 500 Index
Morningstar Mod Tgt Risk TR USD
R-squared
85 95
Beta
0.48 0.78
Capture Ratio (Downside/Upside)
52/49 77/82
American Funds Benchmark for the 10 Years ending 8/31/25 (updated monthly).
Morningstar Benchmark for the 10 Years ending 9/30/25 (updated monthly).
U.S. Treasuries/Agencies
11.0%
AAA/Aaa
5.6%
AA/Aa
23.6%
A
5.9%
BBB/Baa
6.8%
BB/Ba
5.4%
B
2.6%
CCC & Below
1.0%
Unrated
1.4%
Cash & equivalents
6.1%
% of net assets as of 9/30/2025 (updated monthly)

Holdings

Equities Breakdown

Sectors | Top Industries
Equity Fund Holdings
 Information technology 6.7%
Financials 5.2%
Industrials 3.9%
Health care 3.4%
Consumer staples 2.4%
Consumer discretionary 2.0%
Communication services 1.9%
Utilities 1.7%
Energy 1.5%
Materials 1.3%
Real estate 0.8%

% of net assets as of 9/30/2025 (updated monthly)

Bonds Breakdown

Geographic Breakdown

Regions
United States
82.5%
Europe
5.2%
Asia & Pacific Basin
2.6%
Other (Including Canada & Latin America)
3.8%
Cash & equivalents
6.0%
% of net assets as of 9/30/2025 (updated monthly)

Prices & Distributions

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Historical Prices Month-End

2025

Historical Prices Year-End

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Historical Distributions as of 01/27/25

FIND HISTORICAL DISTRIBUTIONS
2024
Record
Date		 Calculated
Date		 Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
12/23/24 12/23/24 12/24/24 $0.4269 $0.00 $0.0767 $0.0095 $13.03
2024 Year-to-Date: Dividends Subtotal: $0.4269 Cap Gains Subtotal: $0.0862
Total Distributions: $0.5131

Fees & Expenses

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Fees

Annual Management Fees 0.00%
Other Expenses 0.17%
Acquired (Underlying) Fund Fees and Expenses 0.29%
Service 12b-1 0.24%
As of each fund's most recent prospectus.
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Expense Ratio

CTHAX 0.70%
Lipper Mixed-Asset Target 2030 Funds Average
0.78%
Fund as of most recent prospectus. Lipper Category as of 9/30/25 (updated quarterly).